Introducing a revolutionary new practice: Life Stage Transitions, LLC (“LST”) led by Wendy Ann Payne, Certified Senior Advisor, CSA®. LST has created an innovative and comprehensive plan that will change the way newly independent women transition into their new roles. Wendy’s purpose and passion is to help her clients gain financial and personal empowerment through insight, experience, and education.
Our goal is to guide and serve individuals who are in or planning for, a future calamity event. We guide our clients in a manner that enables them to maintain their independence and control with increased empowerment and confidence as a result of LST’s education-focused methods. We develop a holistic plan tailored specifically for each client, who may be facing or in the midst of their own life stage transition, that identifies their individual concerns, needs, and obstacles. We achieve this primarily through increased client awareness and understanding of their life stage transition. More importantly, we partner alongside our clients to implement and manage their plan, so they are well-prepared and protected. Simply put: We strive to improve the quality of life through communication, education, planning, and preparation.
You may find yourself passing through a Life Avenue/Calamity Lane intersection in your own life. Perhaps you just lost your husband or maybe are going through a divorce or other situation that has thrust you into a newly-independent position. You may have a spouse who has become disabled, or has a terminal illness. According to a recent study, approximately 80% of married women will become widowed and remain independent for an average of 14 years. Through collaborative efforts and our hand-holding approach, our Financial Independence for WomenTM program assists the newly independent woman. We partner with her to coordinate, manage, and accomplish the various transition tasks, while increasing her understanding and education along this journey.
If you have not yet arrived at a Life Avenue/Calamity Lane intersection, inevitably, you will encounter an unfortunate Life Stage Transition. We all find ourselves in the midst of a calamity at some point in our lives. On average, one half of marriages end in divorce, which is a calamity in and of itself thus 50% married individuals who read this will become a divorcee. If you are among the 50% of happily-ever-after married couples, or in a long-term partnership, it is highly likely that one of you will become a widow/widower at some point in the future. Are you confident that you have the knowledge and resources to manage such a transition on your own? It is imperative to prepare for this time period beyond traditional estate planning methods. Through in-depth communication and discovery, our Life Stage Planning for CouplesTM program assists couples to discuss, create, and implement a contingency plan. We also assist in coordinating, managing, and accomplishing the various transition preparation tasks while increasing the couples’ understanding and education along this journey.
“Life Stage Planning for Couples”
This course is designed for couples struggling with their end-of-life planning and wishing to understand the process and solutions. Content covers planning documents; living arrangements; income adjustments; wealth transition; communication and most importantly, maintaining independence and control. Those who are newly independent (widowhood or divorce) and those caring for aging parents are also welcome.
“How to be a Successful Widow/Widower”
This class assists widows/widowers by encouraging increased knowledge and financial empowerment. Topics include helping to identify which tasks can be managed on your own or those that will require professional assistance, basic education about money management, taxes, probate, living arrangements, and much more.
"We strive for and embrace the "happily ever after" dream.
We meet our soul mates, have loving families, rewarding careers, and enjoy important and fulfilling activities.
However, real life can throw a curve ball and everything we worked so hard for can be placed in jeopardy,
of life can led us down a path completely different than we anticipated." -Wendy Ann Payne
Life Stage Transitions, LLC does not provide investment recommendations and does not custody any assets.
Life Stage Transitions, LLC is not affiliated with any Broker/Dealer.